Core job
Collect intake details
Gather required documents
Flag missing or weak items
Explain requirements in plain English
Draft short narrative answers
Export a lender-ready packet
Pilot Brief
A narrow pilot for cleaner borrower packets before underwriting begins.
CapitalPacket helps microlenders, SBDCs, and capital-readiness programs turn incomplete borrower prep into a structured readiness workflow with clear packet status, missing-item tracking, and a lender-ready export.
Recommended first wedge
SBA microloan readiness through one partner organization
- One partner workspace
- One loan type
- One borrower cohort
- One success review at the end
Best first customer
SBA microlender
SBDC or capital-readiness advisor
CDFI-style community lender
Consultant or accountant who already helps owners package applications
Included in v1
Borrower intake wizard
Loan-type checklist
Secure document upload vault
Readiness dashboard for borrowers and partners
Narrative drafting for packet sections
Packet export for partner review
Not in v1
Underwriting automation
Direct lender submission integrations
Credit pulls or bank connectivity
Legal or tax advice
Multi-loan-type enterprise workflow
Borrower marketplace or lender matching
Success metrics
Measure the pilot on operational clarity, not approval promises.
Intake completion rate
Required document completion rate
Average time to packet-ready status
Number of partner follow-ups avoided
Percentage of borrowers submitted in lender-ready form
Partner-reported staff time saved
Pilot timeline
Five weeks from wedge selection to a measurable review.
Week 0
Lock the wedge
Choose one partner, one loan type, and one checklist template.
Week 1
Load a first cohort
Test intake, upload flow, and readiness rules on a small sample.
Weeks 2-4
Run the workflow
Borrowers complete packets while partner staff intervene only on flagged cases.
Week 5
Review results
Measure packet completion, partner effort, and time to lender-ready status.
Commercial framing
Sell the first engagement as a narrow readiness workflow, not a lending platform.
The cleanest launch offer is one partner, one loan type, one borrower cohort, and one short success review. That keeps scope credible and keeps the site honest.
Free pilot for one partner and 10-15 borrowers
$299-$799 per month for advisor or partner use
$99-$199 per borrower packet later for direct use